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Insurance:Insurance in El Dorado County


Northwestern Mutual Financial Network

The Quiet Company with 149 years of experience.
Life, Disability, Long Term Care Insurance. 23 consecutive years as "America's Most Admired" by Fortune magazine.
Ryan West, California License #OF18350
3619 Millbrae Road
Cameron Park, CA 95682
(916) 648-6443 Fax: (916) 920-9109
www.nmfn.com/ryanwest ryan.west@nmfn.com


Northwestern Mutual Financial Network can comprehensively satisfy many financial needs. However defensive strategies are our biggest focus. As a Financial Representative, I have a lot of confidence in myself because I represent a company with great integrity and strong values. Our policy owner's financial security is very important to us. Northwestern Mutual was the first company to introduce a Disability Waiver to life insurance policies. Here are some things that our peers have said about us:

Hall of Fame - America's Most Admired, March 7, 2005
"Northwestern Mutual has collected top honors from it's brethren in the insurance sector for 22 years, including this one. The Milwaukee firm is the only company to place first every year it was ranked."

Financial Strength Rating Agencies
A.M. Best: Northwestern Mutual (A++), July 2005
The rating reflects Northwestern Mutual's well-regarded individual life insurance franchise, conservative operating profile, high-quality investment portfolio, excellent earnings performance and superior risk-adjusted capitalization. It also recognizes the strength and quality of the Northwestern Mutual Financial Network, its exclusive distribution system, as well as the competitive advantages derived from historically favorable investment, expense, persistency and mortality experience in its core business lines.

Fitch Ratings - Northwestern Mutual (AAA), May 2005
"Northwestern Mutual's ratings reflect the company's leading competitive position in the U.S. life insurance market and exceptionally strong balance sheet. The company's key competitive advantages include its career agency force, significant scale and focus on expense control."

Standard & Poor's Northwestern Mutual (AAA), August 2005
"The rating reflects the company's position among market leaders in individual life insurance business, its extremely strong capitalization and very strong operating performance. Other factors include the company's very strong and unique investment strategy and strong liquidity."

Moody's Investor Services, Northwestern Mutual (AAA), April 2005
"Northwestern Mutual is committed to retaining its mutuality, which Moody's believes can be a competitive advantage in today's markets. While stock companies have greater access to capital, advantages of remaining a mutual company include extremely competitive returns to participating policyowners in the form of dividends and reduced short-term scrutiny from outside parties, permitting the company to take a longer-term planning horizon."

Endorsed by:    

El Dorado County
Economic Development

ShingleSprings/Cameron Park
Chamber of Commerce

El Dorado County
Chamber of Commerce

El Dorado Hills
Chamber of Commerce

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